Alan Ye
Private Wealth Consultant
Alan Ye
Private Wealth Consultant

Alan strives to create a safety net for himself and his loved ones and this encouraged him to take a leap of faith to enter the world of financial planning. He has strengthened his clients' financial health and eased unforeseen circumstances through simple ideologies.
Associating with like-minded professionals and constantly keeping up with changes allows Alan to stay relevant to his clients.
He believes that everyone should be equipped with a contingency plan in the event their lives take a sudden downturn.
https://www.prudential.com.sg/fc-info
Newsletters
Articles Worth Sharing
Newsletter Issue 98: The Hustle for Health

In the pursuit of wellness, every small step matters. Discover how nourishing your body, staying active with intention, and making mindful choices can shape a healthier, more balanced life. From everyday nutrition tips to inspiring fitness journeys, find ways to thrive—body, mind, and spirit—one thoughtful action at a time.
Read moreNewsletter Issue 97: SG2025 Budget Perks

Singapore’s Budget 2025 lays the foundation for economic resilience and community support. From financial aid and SG60 perks to business investments and digital growth, this edition unpacks key measures shaping the nation’s future. Discover how these policies impact businesses, families, and individuals in an evolving landscape of opportunities and challenges.
Read moreNewsletter Issue 96: Snake's Intuition: Prosperity through Wisdom and Connectedness

As Lunar New Year celebrations unfold and we gather with friends and family, let us remember that prosperity is not just about wealth and abundance but also about the wisdom shared and traditions passed down through generations. Amid the laughter, meals, and festivities—and the inherent hope and symbolism they carry—be kind and mindful to yourself and others, ensuring that the deeper meaning of heritage, connection, and togetherness endures beyond the moment.
Read moreNewsletter Issue 95: Turning A Page: Embracing Endings & Celebrating Wins

As we enter the new year, it's the perfect time to celebrate endings and acknowledge our achievements. Embracing closure and recognising small wins fosters personal growth, resilience, and emotional well-being, transforming life's transitions into opportunities for reflection and reinvention as we move forward with intention.
Read moreNewsletter Issue 94: Cultivating a Grateful Heart

As the year winds down, it’s the perfect time to reflect on the many reasons to be grateful in our lives. From uplifting mental health to strengthening connections, gratitude helps us end the year with purpose and warmth. Discover simple practices and insights to embrace appreciation and nurture meaningful moments this season.
Read moreNewsletter Issue 93: Happy Travels

Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery.
Read moreNewsletter Issue 92: Family First: From Exams To Finance

As families navigate the challenges of exam season, it's important to foster resilience, support growth, and nurture well-being. These insights explore how to create a balanced, supportive environment for children, helping them thrive academically, emotionally, and financially.
Read moreNewsletter Issue 91: Persistent Progress, Purposeful Pursuit

Persistence and perseverance are the cornerstones of personal growth. As we enter the final stretch of the year, these traits become even more essential. Discover ways to harness determination, build resilience, and stay committed to your goals. Even when the journey feels long and challenging, remember—you’re closer than you think. Let’s push through this last lap together.
Read moreNewsletter Issue 90: Stretching The Dollar

Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability.
Read moreNewsletter Issue 89: Boost Immunity, Travel Safely

Prioritizing our health and immunity is essential, especially with summer holidays and travel on the horizon amid the recent surge in COVID-19 cases. Here are some practical tips, nutritious recipes, and expert advice to keep you safe and ensure healthy and enjoyable summer vacations for you and your loved ones!
Read moreNewsletter Issue 88: Keep Cool & Beat the Heat

As we approach the time of year when scorching temperatures send us seeking refuge indoors, this issue offers essential tips and strategies for managing the heat. Arm yourself with knowledge and discover ways to stay cool, hydrated, and healthy amidst the sweltering heat, ensuring you thrive in your daily life!
Read moreNewsletter Issue 87: Growth and Transformation: Nobody Said It Was Easy

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.
Read moreNewsletter Issue 86: Plan Well. Age Well.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.
Read moreNewsletter Issue 85: How To Ride The Dragon

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!
Read moreNewsletter Issue 84: Reflect, Review & Recharge

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.
Read moreNewsletter Issue 83: Holiday Highlights: Echoes of Joy

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.
Read moreNewsletter Issue 82: Inflation & You

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.
Read moreNewsletter Issue 81: Empowering Children

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future
Read moreNewsletter Issue 80: Home Dreamers

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.
Read moreNewsletter Issue 79: Before It's Too Late...

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.
Read moreNewsletter Issue 78: Unlocking Potential of Our Awe and Envy

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.
Read moreNewsletter Issue 77: Living with New Realities of AI and ChatGPT

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.
Read moreNewsletter Issue 76: In Honour of Moms

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.
Read moreNewsletter Issue 75: Keep Calm & Innovate

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.
Read moreNewsletter Issue 74: Bright, Brainy & Beautiful Living

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.
Read moreNewsletter Issue 73: The Golden Gift of Intentional Quiet

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.
Read moreNewsletter Issue 72: Finding The Silver Lining

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.
Read moreNewsletter Issue 71: Planning Ahead

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.
Read moreNewsletter Issue 70: Taking A Walk

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.
Read moreNewsletter Issue 69: Mind Over Money

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.
Read moreNewsletter Issue 68: Navigating Differences, Conflicts and Relationships with Maturity

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.
Read moreNewsletter Issue 67: Better Than Before

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.
Read moreNewsletter Issue 66: Self-Doubt & Self-Confidence

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.
Read moreNewsletter Issue 65: 80 Summers, 80 Winters, 1 Life

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.
Read moreNewsletter Issue 64: Travelling Again

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.
Read moreNewsletter Issue 63: Being Positive

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.
Read moreNewsletter Issue 62: Social Media and Mental Health

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.
Read moreNewsletter Issue 61: Being Savvy This Festive Season

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!
Read moreNewsletter Issue 60: Looking Towards 2022

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.
Read moreNewsletter Issue 59: 6 Essential Money Moves To Make In Uncertain Times

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.
Read moreNewsletter Issue 58: Misconceptions that hold us back

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.
Read moreNewsletter Issue 57: One Thing At A Time

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.
Read moreNewsletter Issue 56: Habits & Decisions That Compound

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.
Read moreNewsletter Issue 55: Managing Burnout

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.
Read moreNewsletter Issue 54: On Leadership

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.
Read moreNewsletter Issue 53: Productivity, Personal Effectiveness & Meaning

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.
Read moreNewsletter Issue 52: Living A Good Life

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.
Read moreNewsletter Issue 51: Dignity and Why It Matters

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.
Read moreNewsletter Issue 50: Empowering Women In Our Midst

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.
Read moreNewsletter Issue 49: The Gift of Paying It Forward

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.
Read moreNewsletter Issue 48: Done is Better Than Perfect

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!
Read moreNewsletter Issue 47: Of Languages, Love and Possibilities

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.
Read moreNewsletter Issue 46: Guiding Principles and Tips on Taking Charge of Finances in Our Lives

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.
Read moreNewsletter Issue 45: On Teaching, Learning & Growth

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.
Read moreNewsletter Issue 44: The Ability to Rethink & Reassess Our Minds

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.
Read moreNewsletter Issue 43 : Staying Grounded in Things that Serve Us

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.
Read moreNewsletter Issue 42 : Moms Never Retire?

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.
Read moreNewsletter Issue 41: This is the 8th Wonder of the world - Einstein

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."
Read moreNewsletter Issue 40 : Mastering the Skill of Learning New Skills Fast

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.
Read moreNewsletter Issue 39 : What is hurting Employees and Employers

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!
Read moreNewsletter Issue 38 : Holding Space in Difficult Times

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.
Read moreNewsletter Issue 37 : Covid19 - No turning back from a new future and reality

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!
Read moreNewsletter Issue 36 : Make these 6 decisions

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!
Read moreNewsletter Issue 35 : When the going gets Rough

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.
Read moreNewsletter Issue 34 : Trust, Relationships and Emotional Security

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.
Read moreNewsletter Issue 33 : These are simply worth sharing with you

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.
Read moreNewsletter Issue 31 : The Power of Tiny Gains

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.
Read moreNewsletter Issue 30 : How the World forgot to sleep

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!
Read moreNewsletter Issue 29 : Don't leave life without it

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!
Read moreNewsletter Issue 28 : 8 Ridiculously Good Recipes That Only Take 15 Minutes

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.
Read moreNewsletter Issue 27 : Life's most Powerful Lessons

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.
Read moreNewsletter Issue 26 : 3 Financial Wisdom from a woman with 3B Net Worth

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.
Read moreNewsletter Issue 25 : Come 15th May, Singaporeans have One more thing to be proud of

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.
Read moreNewsletter Issue 24: The Interesting secret

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!
Read moreNewsletter Issue 23: The way we Think

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!
Read moreNewsletter Issue 22: Why Happiness is linked to Deep Talk

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.
Read moreNewsletter Issue 21: Half of the jobs in 2020 are not yet known

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.
Read moreNewsletter Issue 20: Your Life is About to Change

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.
Read moreNewsletter Issue 19: The Indispensable Power of Story

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.
Read moreNewsletter Issue 18: Retirement dream vs reality

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?
Read moreNewsletter Issue 17: Some things don't change

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.
Read moreNewsletter Issue 16: 2 Tips from a 116 year old

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.
Read moreNewsletter Issue 15: The thing about Time management

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.
Read moreNewsletter Issue 14: What you need to beat Diabetes

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.
Read moreNewsletter Issue 13: Hipster Hawker Stalls - Yummy!

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.
Read moreNewsletter Issue 12: Oh how beautiful, beautiful, beautiful!

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!
Read moreNewsletter Issue 11: Secrets of the Heart - Uncovered

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.
Read moreNewsletter Issue 10: The result of reading

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.
Read moreNewsletter Issue 9: This isn't the bucket list

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.
Read moreNewsletter Issue 8: Creativity

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.
Read moreWall of Trust
Testimonials & Referral Notes
Recommended to Alan in 2023

Our family engaged a PR consultancy firm to assist us on our Permanent Residents’ application in 2023. That was when we were been recommended to Alan where he shared with us strategies that could enhance our chances of getting PR.
Our family were impressed by the tools which Alan have used. It gives us clarity towards our retirement goals and how the investment solutions are able to help us achieve our goals. Alan is meticulous as he noted down our questions at times when he do not have an accurate answer. After-which, he ensures that all our queries are being addressed promptly and that gives us the reassurance that he is someone responsible & responsive.
We were invited to client exclusive dining events subsequently even after the policies were implemented. This further gives us the conviction that we have made the right choice in choosing Alan as our adviser and we look forward to working with him in many more good years to come.
EunJu
Entrepreneur
Connected via socia media

I connected with Alan via Linkedin after going through his profile. I like his presentation of financial concepts which were clearly explained.
Unlike the previous experience i had with other financial practitioners, who focus on promoting a product & closing the deal. Alan emphasize on the importance of reviewing my overall existing policies and how to better optimize it with the current resources i have.
I felt that the recommendations were tailor-made to my needs & that is the reason i have decided to engage Alan and his team. I truly appreciated the effort Alan took to stay connected with me even after the sales and got me engaged in activities & events along the way.
Rayner
Vice President
Akribis Systems
Recommended to Alan in 2020

We were introduced to Alan by a colleague of ours. Alan is knowledgeable, patience and friendly in his approach. We got to know him as a person who provides detailed information and able to resolve our queries quickly. It shows the in-depth knowledge and experience he had in his areas of expertise.
With his advice, we managed to get a good fit of solutions that blends in perfectly based on my family’s circumstances. It gives us a peace of mind knowing that our risks are well taken well of.
I will strongly recommend Alan to anyone who have yet to see the value of the work he & his team does.
Prashant & Anita
Assistant Vice President
Deskera
FRIENDSHIP & PARTNERSHIP SINCE 2018

I get to know Alan through a kids exhibition back in 2018. What i like about Alan was his proactiveness in connecting with me despite my busy schedule.
Alan understands my financial requirements and always made it a point to stay contactable at all times. He keeps me posted of changes in the industry and send his greetings every quarter.
My family and I have definitely benefited from working with Alan & his team , having a better understanding of my overall portfolio which my previous adviser failed to do so.
Sagar
Doctor
Recommended to Alan in 2021

We were recommended to Alan by a friend. We chose to work with him as he was able to articulate the various solutions and customized them to suit our needs.
Alan differs from the other advisers we encountered previously as he’s always open to suggestions on ways to complement our portfolio. More importantly to clarify our doubts towards financial planning, giving us new perspectives.
Expats will be able to benefit from the session as Alan & his team works closely with them. Giving them assurance towards wealth planning in a foreign land
Kalpesh & Manali
Vice President
JP Morgan
FRIENDSHIP & PARTNERSHIP SINCE 2016

I chanced upon Alan at one of the exhibition events many years back. He was the advisor i have been looking for to equip me with sound financial advice. Alan is resourceful, service oriented and always ever ready to lend a helping hand.
He goes to the extra mile to prove that he cares for his clients. Invited my family to movie events, seminars, workshops etc.Makes himself available to me and my family’s needs. Confidence, assurance and reliability were his identify.
Especially love the part where he simplifies the whole planning process. Implementing a step by step approach to achieve the different milestones together. Focused on building long term relationship rather than a one time business transaction.
Anyone will be fortunate enough to get an advisor like Alan. I feel privileged interacting with him.
Kumar
Vice President
Citibank
FRIENDSHIP & PARTNERSHIP SINCE 2016

Alan approached me and my wife in one of the baby fairs back in 2016. He shared with us the importance of a maternity coverage for my wife and we have been working closely ever since.
He is transparent when it comes to offering financial advice and most importantly, he’s never pushy. I feel comfortable discussing my financial needs and seek opinions from him like how a friend does. Alan has also ease the process and inconvenience of making claims for me and my family.
I will strongly recommend Alan to anyone who is seeking a trusted adviser whom will walk with them through their financial journey.
Steve
Managing Director
Hutchinson Research & Innovation Singapore
FRIENDSHIP & PARTNERSHIP SINCE 2016

I met Alan in an exhibition back in 2016. Since then, Alan drafts out a holistic planning for my family, keeping close attention to my financial goals. What makes Alan stand out from the other advisers whom I had worked with previously, was the fact that he was responsive and understanding towards my needs.
I have gained valuable insights with the comprehensive planning Alan came out with. I feel more ascertain of my future family’s goals with all the essential tools provided to me.
Gabriel
Business Owner
FRIENDSHIP & PARTNERSHIP SINCE 2017

I got to know Alan in an exhibition 2 years back. He is always forthcoming and clear about his thoughts. What makes Alan stands out from the rest was the fact he don’t push products.
Instead, he convinces with facts and logic, ensuring all my concerns are addressed before signing. I will strongly recommend Alan to anyone who is on the lookout for a genuine adviser.
Sandip
Head of Finance
Family Office
YOUR PREMIER CHOICE - MR AKASH

We got to know about Alan through a friend. We chose him as our adviser due to the clarity and honesty in his thoughts. My understanding of insurance have increase manifold with the interactions i had with him.
Everyone should benefit from working with Alan due to his immense knowledge in his field and the ability to explain complex polices with ease.
Mr Akash
Director
Levi Strauss & Co
RECOMMENDED TO ALAN IN 2023

Alan was recommended by one of my ex colleague. I chose to work with Alan as he is clear in explaining the proposed solutions that is fit for my portfolio. By implementing the recommendations suggested by Alan, it instilled discipline savings within our family.
What makes Alan stand out will be his initiative to keep in touch even after the policies were taken which is rare to come by based on my past experience with other financial planners.
Bruno
System Analyst
AMEC
RECOMMENDED TO ALAN IN 2023

I consulted a PR consultancy firm for my Permanent Residents’ application. I was introduced to Alan where he shared with me strategies that could enhance my portfolio.
Alan is attentive to the problems I am facing & shows genuine concern over my current situation. He is knowledgeable , responsive & not pushy during the sessions we had.
Alan’s approach towards financial planning was creative, which I haven’t experienced from meeting other financial planners previously. He is able to illustrate a holistic planning and advise what needs to be prioritised.
I have already recommended my close friends & colleagues to Alan.
Coney
Sales Executive
Como Pte Ltd
Recommended to alan in 2023

Alan was introduced to me by a close friend. I have met other advisers previously prior to meeting Alan. However, none of them took the initiative to keep in touch with me after they knew I wasn’t looking at any financial solutions at that moment.
Alan was knowledgeable and not pushy at all. The meetings were informative and Alan was transparent in addressing the questions which i had. I was recommended on several solutions & Alan help in filtering down to the option which best fits my portfolio. The decision making process was made simpler with the insights which Alan has provided. I will recommend Alan to parents & singles who wish to ensure their financial planning are in good hands.
Man Hong
Manager
SGcarmart
Recommended to Alan in 2021

Alan was recommended by one of my colleague in 2021. He went through a thorough fact finding process to understand my concerns & expectations. Alan recommended several solutions that could fit my financial situation. However, i did not went ahead with the recommendations initially as i wanted to attain Permanent Resident status for me & my family before making further commitments.
Over the next one year, Alan was the only adviser who makes the effort to check in on me every now and ensure things are well on my end. I was impressed by the perseverance Alan has shown over this period.
When i finally attain PR status , without a doubt Alan was the first person whom i reached out to. Never once was he trying to hard sell or being pushy towards me making a decision. Alan remains patient & understand my concerns. Hence, I did up my whole family’s protection planning based on Alan’s recommendations.
Melvin
Business Development Manager
Michelin
Connected with Alan in 2021

Alan reached out to me back in 2021 when i submitted several queries online regarding financial planning. During our meetings, Alan always ensures that he understands my current needs before giving recommendations. He shows compassion & patience towards my situation as there were several constraints towards my planning.
Even after the solutions were implemented, Alan still checks in with me every now & then. There is this personal human touch which separates him from the rest of the advisers whom i have previously worked with. Alan is really passionate in connecting with his clients, assisting them towards achieving their goals.
I have already recommended several of my close friends to Alan. I am certain they will definitely be in good hands.
Edy
Compensation Benefits Manager
Michelin
Recommended to Alan in 2019

We were introduced to Alan in 2019 by one of our colleague who has worked with him for a couple of years. Prior to knowing about Alan, I took up a hospitalisation policy for my family from another adviser. However, I have never hear from that adviser ever since. As for Alan, he took the initiative to keep in touch with us during important dates such as our birthdays & other milestones in our life
What makes Alan stand out from the rest is his patience in explaining the proposed solutions. Working with him over the past many years have enable us to focus on long term goals such as investing for our retirement & son’s education fund. At the same time, ensuring our family’s income are well protected in times of uncertainties as well.
Expatriates , newlyweds & young parents will definitely find value in the services Alan is providing.
Vinay & Unnati
Associate Manager
Manager
recommended to Alan in 2023

I was recommended to Alan through an event. During the first meeting, Alan took the effort to understand my existing portfolio before giving recommendations to fulfill my shortfall.
Alan gives consistent updates on my portfolio’s performance even after I have engaged his services. He remains responsive in addressing queries which i have along the way.
Alan provides me with a comprehensive after sales experience, focus in building relationship & now he is more like a friend to me.
HanTao
Teacher
Recommended to Alan in 2023

Alan contacted me when I was looking for life insurance solutions. He explained the solution clearly & was accommodating to my request and limitation.
He was not pushy throughout the multiple sessions that we had. Alan is always open for questions and maintain good contact through his many client’s appreciation programs, making me feel taken care of.
David Ferdiaz
Zone Sourcing Category Lead
L’Oreal SAPMENA Zone
FRIENDSHIP & PARTNERSHIP SINCE 2017

I met Alan at a baby fair in 2017. I was looking to do up an education & insurance planning for my daughter at that time. He’s professional, able to answer questions promptly, no hard selling, always smiling and courteous throughout all the meetings we had. These made me & my family feel comfortable working with him.
Alan truly values the relationship he has establish with me & my family all these years. My family were invited to client’s appreciation event such as movie events & seminars. Amongst the other advisers whom I am currently working with, Alan will be the first person whom comes to my mind when I have any queries related to finance & insurance. As I am certain he will always be there to walk through with us patiently.
JiaJia
Business Activities Manager
Blackmores Group
RECOMMENDED TO ALAN IN 2021

Alan was recommended by one of my close friends. He was responsive, meticulous and makes an effort in keeping in touch with our family all these years.
We are very comfortable in meeting up with him frequently as we can tell he is genuine in getting to know more about my family apart from the financial aspects. He was not sales oriented as compared to the other advisers i have previously worked with.
To Alan, maintaining a strong relationship has always been his top most priority. I looked forward to working with him for the many more good years to come!
Siew Yee
Specialist in Data Science & AI
PSB Academy
A TRUSTED FRIEND & ADVISER

We met Alan back in 2018 through an event. He went through a thorough fact finding process with us during the first meeting. However, we didn’t proceed with any plannings as there were other priorities back then.
From there on, Alan make it a point to reach out to us to find out how we were doing every now and then. Fast forward today, Alan was naturally the first person who comes to our mind when we were ready for financial planning.
He is patient and responsive towards our queries. Never once did he rushed us into making a decision without clarity on certain aspects of the proposed solutions. We have recommended our close connections to Alan as we believe he will be the right person to value add them.
Saravanan & Srimathi
IT & System Analyst
Good Food & Good Company!

Alan was being introduced by a friend of ours. He is easy to communicate with, friendly and gives ample time for us to made our decision. He ensures that our all doubts are clarified before taking a step forward.
He is also proactive in keeping us posted and making sure our finances are good in order. I will definitely recommend expatriates to have a word with him.
Parikshit & Preeti
Senior Compliance Consultant
Business Analyst
Recommended to Alan in 2021

We were being recommended to Alan by our friend whom is also one of his client.
We chose to work with him as he is someone who is patience , knowledgeable & provides clarity through his concepts.
Alan identified the gaps in our portfolio and suggested planning ahead for my children’s education.
Others who are seeking clarity in financial planning, looking for a patient & non-pushy adviser should have a chat with him
Dheeraj & Ashima
Senior Program Manager
Success Factor Lead Consultant
Recommended to Alan in 2021

I was recommended to Alan by my friend who has worked with him for several years. I’m looking for a reliable financial adviser whom i can entrust with my requirements. At the same time , receiving genuine recommendations & constantly improvising on my portfolio are also important considerations to factor in.
Alan is patient, listens to my expectations fully and seeks clarity when necessary. He keeps to his promises and delivers within the agreed timeline. His sound technical knowledge in the field, kind, friendly characteristics & tools that he uses makes him stand out from his contenders.
I feel my family’s financial portfolio has improved now after implementing his recommendations. It’s essential to continue working with Alan as my professional financial advisor is to get notified of business markets’ climate changes & be advised on strengthening our portfolio further.
Expats who plan to apply for PR will see great value in the work that Alan & his team does. They will definitely have more certainty & clarity after speaking to Alan .
Raj
Senior Infrastructure Application Consultant
Recommended to Alan in 2020

We came to know of Alan through a close friend’s recommendation. He’s someone who’s open and knowledgeable in illustrating the policy details.
More importantly, he is very friendly and patience in addressing all our queries. We now have a better understanding towards investments and how it can aid us in achieving our goals in years to come.
Harish & Gayatri
Manager
Administrator
FRIENDSHIP & PARTNERSHIP SINCE 2018

Alan was recommended by one of our colleagues. Before we were been introduced to him, we did meet up with other advisers as well.
In the end, we decided to work with Alan as we felt most confident & comfortable in entrusting our financial planning with him.
Alan is a driven & open-minded individual who never pushes his products or services. He is patient in explaining to us about the various solutions & addressing our doubts.
We love the fact that Alan is unbiased towards solutions offered by his competitors. Ultimately, he priorities our interest on top of his, making sure we are able to made an informed decision.
In fact, we have already recommended a few of our close friends to Alan. We are sure they will be in good hands . =)
Namit & Shelly
Associate Manager
Service Delivery Manager
FRIENDSHIP & PARTNERSHIP SINCE 2017

I get to know Alan from my brother-in-law. He is consistent in helping me sorting out my financial portfolio. I greatly appreciate the genuineness in his service over the years and excellent product knowledge he is equipped with.
When it comes to insurance, working with someone trustworthy is of utmost priority in my checklist. In fact, i have recommended Alan to my family members and I’m confident their financial planning will be in good hands.
Rachel
Senior HR & Payroll Executive
YOUR PREMIER CHOICE - MS LOH

I was introduced to Alan when my previous adviser leaves the industry. Before knowing Alan, I was been assigned to several advisers who took over my portfolio. However, none of the advisers took the effort to follow up with me. What makes Alan stands out is the consistent following up to do an update of my existing portfolio. Reassuring the policies which i took years back are still relevant to me now.
What surprises me was the honesty and transparency Alan had displayed when reviewing my portfolio. Highlighting the downsides if i were to switch certain policies. From there, i knew Alan is someone who places his clients’ interest as his priority and whom you can always seek advice in times of doubts.
Ms Loh
IT Analyst
YOUR PREMIER CHOICE - KANDA

Alan took over my portfolio as my previous adviser has left. I chose to work with him as his level of service goes beyond my expectation. He is also knowledgeable when it comes to different financial instruments. Always been able to turn complexity into simplicity through his explanations.
Working with Alan has allow me to have a better understanding on the overall structure of financial planning. In fact, i have already recommended a few of my friends to him.
Kanda
Executive
IBM
FRIENDSHIP & PARTNERSHIP SINCE 2016

We got to know Alan through a friend's referral as we were looking to improve our medical insurance coverage. He is very clear and patient in his explanations about different coverage schemes and this made us work with him over the years on medical and life insurance schemes for our family.
We recommend Alan's consultations for anyone who's on the lookout for medical or life insurance schemes for their families.
Namal & Hasini
Software Engineer & Researcher